DBS SCHEME
Up to 90% Financing | 10% Interest p.a | Maximum 15 Years Repayment
This scheme offers financing for new, ventures modernization expansion of businesses in all sectors of the economy. Minimum Loan amount is scr 50,000 and the maximum amount is scr 5.8 million.
Financing a Minimum SCR50,000 and a Maximum SCR 5,880,000
Negotiable up to 15 years, depending on the type of project and asset(s) being financed
Financing up to 90% of the project cost, depending on the project
Negotiable depending on the on the type of project. The maximum is 24 months
As low as 10% interest rate depending on the project
Agriculture
This includes projects that adds value to the current farm infrastructure to increase local produce capacity.
- Production of livestock & crops
- vegetables for food security
- Abattoir
- Hatchery
- Animal Feed
- Innovative Agricultural Technologies
Energy efficiency projects on farms, wastewater treatment plants, waste to energy systems, recycling plants, bioplastics, etc…
Fisheries
Artisanal & Industrial Fisheries projects that add value and venturing into small scale blue economy projects, fisheries laboratory services.
- Purchase or construction or repair and renovation of fishing vessels
- Engines
- Navigational Equipment
- Fishing Gears
- Ice Plants
- Fish Storage Facilities
Manufacturing
- Construction of building and purchase of equipment for producing
- Manufacturing
- Processing
- Assembling
- Repairing
- Packaging of goods or products which incorporates a value-added component for export and / or import substitutes
Tourism
Upgrade and adding value to existing infrastructure, e.g:
- Swimming pool
- Installing Systems
- Healthy & Safety Requirement
- Parking Facilities
- Renovations
- Extension of building for tourism related activities such as hotels
- Guesthouses
- Self-catering Apartments
- Restaurants
- Boat Charters
- Dive centers and other tourism related activities
Renewable Energy
Projects that promise and develop the use of natural resources for energy purposes.
- Installation of PV at tourism establishments
- Roof Top Solution
- floating solution (Boat) Off Grid Solution
- Energy efficiency projects
- Financing of Electric or hybrid cars
Other Services
This comprises of projects that do not fall under the above categories providing support services to the above sectors. Examples are:
- Cleaning Contractors
- Hairdressers
- Take-away businesses
- Purchase of specialized equipment
- Shop repairs
- Marine equipment repairs
- Restaurants and healthy-food outlets
- Specialty bars (e.g sports bars, cocktail bars, sushi bars, salad bars)
- Cafes
Infrastructure Investment
- Waste Management
- Warehouse
- Cold storage facilities
- Eco Villa
- Commercial Building
Education
- School expansion
- Day Care facilities
- Sports facilities
Technology Information & Communication
- Online platform
- Development of new applications
- Financing for software & website providers/developers
- Mobile and television providers
- Multi-media development with ideas of local products for the local media houses
- Financing for training
- Showcases and symposiums of information systems/technology that would get youth educated and involved with information technology earlier
- To product new ideas and development that could provide digital benefits to Seychelles in the form of a new applications
- Tools
- Systems
Transportation
- Supporting bus hirer to provide service to the community
- Replacement of vehicles for car hire, taxi and omni-bus operators and other businesses whose business activities require the use of a vehicle.
Priority will be given to existing clients of the Bank
Creative Industry
- Made in Seychelles
- Brands to encourage local production of high-quality crafts for souvenirs
- Adding value to clothing designs and model agencies
- Financing of dance and music schools which provide traditions instrument lessons and dance classes.
Entertainment
- Zip lining
- Rock climbing
- Canoeing
- Watersports